Loan Services & Government Loans - CHEHAR MONEY FINANCE

Loan Services & Government Loans

Seamless Loan Processing with Strong Bank & NBFC Tie-ups

Personal Loan Business Loan Home Loan Car Loan Education Loan LAP Mudra PMEGP MSME
Expert Assistance
Minimal Documentation
Faster Approvals
50+ Bank Partnerships

Get End-to-End Loan Support with Best Offers

Whether you need funds for personal needs, business expansion, education, or property, our dedicated loan team helps you choose the right product, prepare perfect documentation, and coordinate with banks till disbursal.

All cases are assessed individually to match the best lender as per income profile, CIBIL score, and repayment capacity ensuring maximum approval chances and competitive interest rates.

50+ Bank & NBFC Partnerships

99% Loan Approval Rate

24-48 Hour Processing

Zero Hidden Charges

Personal & Business Loan Solutions

Fast approval with competitive rates for all your personal and business financing needs

Personal Loan

Perfect for medical emergencies, marriage, travel, balance transfer, and other personal needs without any collateral.

Loan Amount: ₹50,000 to ₹40,00,000 (subject to profile and bank policy)
Tenure: 1 to 6 years with flexible EMI options
Eligible: Salaried employees, selected self-employed professionals
Security: No collateral required (unsecured loan)
Quick processing with minimal documentation
Balance transfer and top-up options available
Competitive interest rates from multiple banks
Apply for Personal Loan

Business Loan

Ideal for shop owners, SMEs, startups, service providers, and manufacturers looking to expand or manage working capital.

Loan Purpose: Working capital, machinery, stock/inventory, expansion, renovation, marketing
Facilities: Term Loan, OD/CC Limits, Working Capital Loans, Machinery Loans
Eligible: Proprietorship, Partnership, Pvt. Ltd., LLPs
Higher ticket sizes based on turnover and banking
Flexible repayment structure as per cash flow
Options under both secured and unsecured business loans
Apply for Business Loan

Property & Vehicle Financing

Affordable financing options for your dream home, property investment, and vehicle purchase

Home Loan

Designed for buying a new house/flat, constructing a home, or transferring existing home loan for better terms.

Purpose: Purchase, construction, home extension, balance transfer, top-up loan
Tenure: Long-term repayment options, up to 20–30 years
Security: Mortgage of the property being financed
Attractive interest rates with part-prepayment options
Tax benefits on principal and interest repayment
End-to-end assistance from file login to disbursal
Apply for Home Loan

Loan Against Property (LAP)

Use your residential or commercial property to access high-value funds for personal or business use.

Eligible: Residential, commercial, industrial (as per bank policy)
End Use: Business expansion, debt consolidation, education, medical needs
Amount: Up to ₹10 Crore (subject to property value)
Higher loan amount compared to unsecured loans
Longer tenure and lower rate than personal loan
Structured solutions for self-employed and salaried profiles
Apply for LAP

New / Used Car Loan

Easy finance for new and pre-owned cars with attractive interest rates.

Vehicle Types: New cars, used cars, personal and commercial vehicles
Funding: High LTV on new cars; structured funding on used cars based on valuation
Fast approval and quick disbursal directly to dealer/seller
Flexible tenure with attractive EMI options
Assistance with RC, insurance, and related documentation
Multiple bank options for competitive rates
Apply for Car Loan

Education Loan

Financial support for students pursuing higher education in India or abroad.

Coverage: Tuition fees, hostel, exam fees, travel, and other approved expenses
Eligible: Professional, technical, graduate/postgraduate, specialized programs
Moratorium period available (repayment starts after course/placement)
Co-applicant structure (parent/guardian)
Competitive interest rates with subsidy options under eligible schemes
Study in India or abroad - both covered
Apply for Education Loan

Government Loans: Mudra, PMEGP, MSME

Specialized schemes supported by Government of India to promote small businesses, startups, and self-employment

GOVERNMENT SCHEME

Mudra Loan

Government scheme for micro and small business growth.

Categories: Shishu, Kishor, Tarun (as per project size)
Suitable For: Small traders, shopkeepers, micro units, service providers
Collateral-free loans up to scheme limit
Designed for micro and small business growth
Quick processing with government backing
Complete documentation and application support
Apply for Mudra Loan
GOVERNMENT SCHEME

PMEGP Loan

Prime Minister's Employment Generation Programme for new enterprises.

Purpose: Setting up new micro-enterprises in manufacturing and service sectors
Subsidy: Margin money subsidy (subject to eligibility and category)
Project-based funding with bank finance + subsidy component
Project report preparation guidance
Documentation, application filing, and bank coordination
End-to-end assistance for subsidy claims
Apply for PMEGP
GOVERNMENT SCHEME

MSME Loans

Specialized loans for registered MSME / Udyam units.

For: Registered MSME / Udyam units
Use: Expansion, modernization, working capital, machinery purchase
Preferential terms and interest subvention
Scheme-linked benefits where applicable
Support in documentation and Udyam registration
Priority sector lending benefits
Apply for MSME Loan

Why Choose Our Loan Services?

Your trusted partner for hassle-free loan approvals and competitive offers

50+ Bank Partnerships

Strong tie-ups with leading banks and NBFCs for better approval chances and competitive offers.

Profile-Based Selection

Individual profile assessment to match best lender avoiding unnecessary rejections and credit impact.

Minimal Documentation

Complete guidance on income proof, banking, KYC, and property papers with expert documentation support.

Faster Processing

Quick approvals with clean file preparation to reduce queries and delays in loan disbursal.

Dedicated Support

Personal loan expert from enquiry till disbursal with regular updates on file status.

99% Approval Rate

Highest success rate through expert documentation and strong lender relationships.

100% Secure Process

Complete data security and confidential handling following RBI guidelines.

Zero Hidden Charges

Transparent pricing with complete clarity on all charges and no upfront fees.

Our Success Story in Numbers

Trusted by thousands across Gujarat for transparent, hassle-free loan approvals

5000+
Happy Customers

Thousands of satisfied clients trust us for their financial needs

99%
Loan Approval Rate

Industry-leading approval success through expert guidance

50+
Bank & NBFC Partners

Strong network ensuring best rates and faster approvals

24-48
Hours Processing Time

Lightning-fast approval for eligible loan applications

What Our Clients Say

Real experiences from people who achieved their financial goals with our support

"Got my business loan approved within 48 hours! The team was extremely professional and guided me through every step. Highly recommended for anyone looking for quick and hassle-free loans."

RS
Rajesh Sharma

Business Owner, Idar

"Excellent service! Got my home loan at the best interest rate. The documentation process was smooth and transparent. Thank you CHEHAR MONEY FINANCE for making my dream home a reality!"

PK
Priya Kapoor

IT Professional, Ahmedabad

"Best experience with Mudra loan application. They handled everything from project report to bank coordination. Got approval within a week. Truly professional and supportive team!"

AV
Amit Verma

Entrepreneur, Sabarkantha

Simple 4-Step Loan Process

Get your loan approved in just 4 easy steps with complete transparency and support

1

Share Requirements

Call us or fill enquiry form with your loan requirement, income details, and purpose. Our expert will understand your needs and suggest best options.

2

Document Preparation

We guide you on exact documentation needed. Our team helps prepare clean files ensuring higher approval chances and faster processing with banks.

3

Bank Submission

We submit your application to best-matched bank/NBFC from our 50+ partners. Track application status with regular updates till approval decision.

4

Get Disbursal

Once approved, complete final formalities and receive loan amount directly in your account. We support you till last step with complete transparency.

It's That Simple!

No hidden charges, no complicated procedures - just honest guidance and complete support from application to disbursal. Join thousands of satisfied customers who trusted us for their financial journey.